Legal

Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Felixlo website and services. Please read them carefully before using the service. This document is a general template and should be reviewed and adapted to reflect your specific business operations and applicable law before publication.

1. Acceptance of Terms

By accessing or using the Felixlo website, tools, or any related services (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not access or use the Service.

2. Description of Service

Felixlo provides AI-assisted data analysis tools intended to support independent investors and analysts in reviewing information and forming their own judgments. The Service is provided for informational purposes only and does not constitute financial, investment, legal, or tax advice.

3. No Investment Advice

Nothing presented through the Service should be construed as a recommendation to buy, sell, or hold any security, asset, or financial instrument. All outputs, summaries, and insights generated by the Service are informational in nature. You are solely responsible for any decisions made based on your use of the Service, and you should seek independent professional advice before making financial decisions.

4. Eligibility

You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements.

5. Account Responsibilities

If an account is required to access certain features, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Felixlo promptly of any unauthorized use of your account.

6. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data; interfering with the normal operation of the Service; reverse engineering or copying proprietary features; or using the Service for any unlawful purpose.

7. Intellectual Property

All content, software, branding, and materials associated with the Service are the property of Felixlo or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service.

8. Subscription and Payment

Where the Service includes paid plans, fees, billing cycles, and renewal terms will be presented at the point of purchase. You are responsible for ensuring payment details remain accurate and current. Failure to pay applicable fees may result in suspension or termination of access.

9. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Felixlo does not guarantee that the Service will be uninterrupted, error-free, or free of inaccuracies.

10. Limitation of Liability

To the fullest extent permitted by law, Felixlo shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or financial losses, arising from or related to your use of, or inability to use, the Service.

11. Termination

Felixlo reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, Felixlo, or third parties.

12. Changes to the Service and Terms

Felixlo may modify, suspend, or discontinue any part of the Service at any time. These Terms may also be updated periodically to reflect changes in our practices or for legal and regulatory reasons. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

13. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party tools. Felixlo is not responsible for the content, accuracy, or practices of any third-party services, and inclusion of such links does not imply endorsement.

14. Indemnification

You agree to indemnify and hold harmless Felixlo, its affiliates, and personnel from any claims, damages, liabilities, and expenses arising from your use of the Service or your violation of these Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Felixlo operates, without regard to conflict of law principles. This section should be reviewed and finalized based on your specific jurisdiction and legal counsel's guidance.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

17. Contact

Questions about these Terms may be directed to Felixlo through the contact details provided on our website.

This Terms and Conditions page is a general template provided for drafting purposes only. It does not constitute legal advice and should be reviewed by a qualified legal professional before use.